TRW Credit Report

If you’re one of those who might hear or encounter the term “credit report” for the first time, it can be somewhat confusing.

But it's important to understand your credit report as these reports reflect and often used as reference by various credit institutions in the evaluation of your loan (or mortgage or credit card) application.

Here are some of the pertinent information that that you'll see in your credit report:

1. Personal Records – It contains your complete name, address, age, birth date, spouse’s name, social security information and even your employment records. So filling in accurate information every time you apply for a credit card would reveal how honest and credible you have been with these forms.
2. Financial Data – All your previous Credit card transactions, bank records, loan accounts and all other significant transactions from previous financial activities are collected and put into a reference form.
3. Open Access - This record data base includes all your tax documentations, financial statements and even bankruptcy filing.
4. Evaluation - These are inquiries from various credit institutions who have acquired copies of your credit report and statements.

It is very important to check your credit report at least once a year so you will know what is going on with your finances.

That said, if you’re looking for a reliable credit report, you might want to avail yourself of TRW credit report.